South Walton · Between Destin and 30A

Miramar Beach

Gulf-front condos, Frangista Beach homes, and a quiet bay side most visitors never see.

First Thing to Get Straight

Miramar Beach and Sandestin are not the same market

Sandestin has a Miramar Beach address, so the two names get used as though they meant the same thing. They don’t — and the MLS agrees. This area is formally listed as “Miramar Beach south of 98, with exception of Sandestin Resort.”

This page is about everything outside the gate: the Gulf-front towers along Scenic Gulf Drive, the Frangista Beach homes, Seascape and Tops’l, and the quieter bay side north of the highway. 390 properties are listed here today. If you’re looking inside the resort, Sandestin has its own page — and its own very different numbers.

350Homes and condos
for sale now

$689KMedian
asking price

35Currently
under contract

68%Listings marked
rental-allowed

Short-term rental permission is decided by the HOA and can be further restricted on an individual property by its deed. This figure reflects how listings are marked in the MLS, not what any particular home is allowed to do — always have it verified before counting on rental income.

365Homes sold
past 12 months

$678KMedian
sold price

88Median days
on market

96.4%Sold-to-list
price ratio

Closed sales in Miramar Beach over the last 12 months. Source: MLS, as of October 31, 2026.

Closed sales by quarter

Homes closed each quarter in Miramar Beach, Q4 '25 – Q3 '26. Source: Emerald Coast MLS. Complete quarters only.

Median sold price by quarter

Median sold price by quarter in Miramar Beach, Q4 '25 – Q3 '26. Source: Emerald Coast MLS. Complete quarters only.

Miramar Beach, Beach Access Stairs, Guy taking chairs to the beach, early morning, beautiful sky. Gulf in Background

The Question Listings Never Answer

How do you actually get to the sand?

Outside the resort, beach access here isn’t uniform. Some buildings have a private walkover. Some share a deeded access with several other developments. Some sit across Scenic Gulf Drive — a different walk entirely in flip-flops, with two children and a cooler. Whether that matters is your call, but it should be a decision rather than a discovery. We check it on every property we show.

Miramar Beach, Sunny, Windy, high surf, Gulf Image from the board walk Mid day. Looking East

Where the Market Sits

Condos, and the houses behind them

228 of the 390 listings here are condominiums, averaging about $702,000 and starting near $275,000 — Ariel Dunes, The Summit at Tops’l, Majestic Sun and The Grove at Seascape each have a dozen or so available at any time. Behind them sit 105 single-family homes averaging $2.25 million, Frangista Beach in particular. Worth knowing: the least expensive condo here is $275,000, while inside Sandestin it’s $160,000. The gate isn’t automatically the more expensive side.

Miramar Beach Bay Boat Dock mid day sunny

North of 98

The bay side almost nobody looks at

North of Highway 98 is a third market again, and a small one — 43 properties, mostly single-family homes on and near Choctawhatchee Bay. Three things set it apart: it sells fastest of anywhere in Miramar Beach at 105 days, it’s the cheapest per square foot at $343 against $517 on the Gulf side, and only 23% allows short-term rental against 67% south of the highway. That combination tells you who lives there — people, year-round, rather than renters.

If You’re Selling, Read This Part

314 days. This is a patient market.

Over the last twelve months, property outside the gate took an average of 314 days from listing to closing. Inside Sandestin it was 143. In Destin, 155. At effectively the same price per square foot.

We’d rather tell you that at the listing appointment than have you find it out in month five. It isn’t a weak market and it isn’t a reflection on your home — it’s how this stretch trades. Sellers who plan for ten months do fine. Sellers who expect ninety days start cutting in month four, which is the wrong move at the wrong time.

The other side of it: homes here hold their number better than their neighbors, closing at 92.4% of the original asking price — the strongest of the three markets. On this stretch, patience gets rewarded.

314Days to sell
Miramar Beach

143Days to sell
Sandestin

$517Per square foot
this area

92.4%Of original
asking price

Emerald Coast MLS, 426 sales closed in the twelve months to August 2026, outliers excluded.

Nearby

The markets either side

Sandestin is the gated resort inside this same zip code — 322 listings, and it sells in less than half the time. Destin is eight miles west with 668 listings and the lowest price per square foot of the three. And Gulf Place is where 30A proper begins, a few minutes east.

Every Friday, counted by hand

We write down what is for sale in Miramar Beach and what is under contract every Friday morning, and we have done since June 2025. An MLS search tells you what is on the market today; it cannot tell you what was on the market last September. This is our own record of that, week by week.

Miramar Beach — Homes for sale and under contract, every week

687 for sale ▼ 2%

79 under contract ▲ 16%

11% of inventory under contract ▲ 10%

The number of homes for sale in Miramar Beach is close to where it was a year ago, while the number under contract rose 16%. A larger share of the inventory is now under contract than a year ago, which is the direction that favors sellers.

Homes for sale Under contract

Our own count, taken every Friday. 49 weeks from November 7, 2025 to October 30, 2026. Counts are of active and under-contract listings on the Emerald Coast MLS at the time of each count, and are not a valuation of any property.

Miramar Beach Real Estate

Selling here? Ask for the real timeline first.

We’ll show you what comparable homes on this stretch actually did — what they asked, what they got, and how long it took. A more useful conversation than a price estimate, and better had before the sign goes up.

What Is My Home Worth?Talk to Darrell & Angela

On the Market Now

Homes for sale in Miramar Beach

Miramar Beach runs from the gulf back across 98, and condos, resort property and neighbourhood homes all trade here. A sample of what is listed today: